Website Terms of Use

01About FourFront

FourFront provides technology-supported investment advisory services for investors in the Kenyan capital markets.

FourFront uses technology, including algorithms and artificial intelligence, to analyse market information, identify potential investment opportunities and support its advisory services.

FourFront is not an investment fund. Customers invest through their individual CDS accounts and retain ownership of their investments.

02Using This Website

You may use this website to learn about FourFront and its services.

You must not:

• Use the website for unlawful purposes.
• Attempt to gain unauthorised access to the website, its systems or data.
• Interfere with the operation or security of the website.
• Copy or commercially use FourFront content without permission, except where permitted by law.

03Website Information

General information available on the public website is provided to explain FourFront, its services and how they work. It is not, by itself, personalised investment advice or a recommendation to buy or sell a particular security.

Advisory information provided specifically to you through a FourFront service is governed by your applicable service agreement, instructions and other relevant terms.

04Investment and Trading Risk

Investing and trading involve risk. Share prices can rise or fall, and you may lose some or all of the money committed to an investment or trade.

FourFront may use risk-management tools such as analysis, position sizing, profit targets and stop-loss levels. These tools can help manage risk but cannot eliminate it.

A stop-loss or other risk control does not guarantee that a trade will be executed at a particular price or that losses will be limited to a particular amount.

Past performance does not guarantee future results.

05AI and Market Information

FourFront uses technology, including algorithms and artificial intelligence, as part of its market analysis and advisory process.

Analysis, signals, forecasts and other outputs are based on available information, data and models and may not accurately predict future market movements. Market data and technology may also be affected by errors, delays, interruptions or circumstances outside FourFront's control.

No analysis, signal or technology can guarantee an investment outcome.

06Fees and Charges

Fees and charges apply to FourFront services.

The fees applicable to a service or transaction are disclosed through the website, applicable service documentation or transaction information.

Other charges may also apply, including brokerage, statutory and, where applicable, securities lending, borrowing or short-selling charges.

The fees and charges applicable to you will be disclosed before you agree to the relevant service or transaction.

07FourFront Services

Using this website does not, by itself, create an investment advisory relationship between you and FourFront.

When you become a FourFront customer, the services provided to you are governed by the applicable client agreement, your instructions and any terms relating to the relevant service or transaction.

These documents govern matters such as investment instructions, execution, fees, risk controls and, where applicable, securities borrowing, lending and short selling.

08Website Availability

We aim to keep the website available and information up to date, but we cannot guarantee uninterrupted access or that all information will always be complete, current or error-free.

The website may occasionally be unavailable because of maintenance, technical issues or circumstances outside our control.

09Intellectual Property

The FourFront name, website content, technology, graphics, analysis and other materials are owned by or licensed to FourFront or Standard Investment Bank Limited unless otherwise stated.

You may use website content for your personal use but may not reproduce, distribute or commercially use it without permission, except where permitted by law.

10Third-Party Content

The website may contain information, services or links provided by third parties.

FourFront is not responsible for the availability, accuracy or content of third-party websites or services to the extent permitted by law.

A link to another website does not necessarily mean that FourFront endorses that website, its products or its services.

11Privacy

We handle personal information in accordance with the FourFront Privacy Notice available on this website.

12Liability

To the extent permitted by law, FourFront will not be liable for losses caused by website interruptions, third-party content or circumstances outside FourFront's reasonable control.

Nothing in these Terms excludes or limits any responsibility or liability that cannot lawfully be excluded or limited.

Any liability relating to a FourFront advisory service or transaction is governed by the applicable client agreement and applicable law.

13Changes to These Terms

We may update these Terms from time to time to reflect changes to the website, our services, technology or legal and regulatory requirements.

The latest version will be available on this website.

14Governing Law

These Terms are governed by the laws of Kenya.

Any dispute relating to the use of this website will be handled in accordance with applicable Kenyan law.

15Contact Us

If you have questions about these Terms or FourFront, please contact: